You will undoubtedly encounter situations where a business owner also has some problem personal debts along with their commercial debt during your career as a debt resolution specialist. As you may know, I always suggest you avoid these "retail" cases for various reasons, not the least of which are the complicated and cumbersome consumer debt protection regulations.
An excellent tool to use for these cases is the "National Foundation for Credit Counseling" and their web site is www.nfcc.org. Members of this organization have been screened and approved to provide credit counseling services to individuals. Prospective clients can easily enter their zip code on the search page to find service providers in or near their area, or they can search for help through the Internet. Counseling services are always low cost and sometimes even free.
By referring individuals to this organization for their problem personal debts you will solidify your position as a trusted professional, avoid pitfalls in working these cases and truly add value to your service.
Scott F. Soape
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